![]() ![]() ![]() Your bank or creditor may take more days to process the funds. If your application is approved, we will send funds after you accept the loan. A Discover personal loan is intended for personal use and cannot be used to pay for post-secondary education, to pay off a secured loan, or to directly pay off a Discover credit card. State restrictions may apply.įor debt consolidation, even with a lower interest rate or lower monthly payment, paying debt over a longer period of time may result in the payment of more in interest. Earn 4X miles on eligible American Airlines purchases. Many factors are used to determine your rate, such as your credit history, application information and the term you select. Discover places open for travel, Opens another site in a new window that. You’ve submitted a loan application via a Mortgage Banker who has pulled your credit score, and you’ve given the lender all your necessary documentation for mortgage preapproval requested by the lender regarding income, assets and employment. Discover is accepted nationwide by 99 of the places that take credit cards. Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. Our lowest rates are available to consumers with the best credit. Being preapproved for credit for a mortgage means you’ve taken the process beyond pre-qualification. Then 17.24 - 28.24 Standard Variable Purchase APR will apply. You must have a minimum individual or household annual income of $25,000 to be considered for a Discover personal loan. Loan approval is subject to confirmation that your income, debt-to-income ratio, credit history and application information meet all requirements. ![]() For example, if you get approved for a $15,000 loan at 12.99% APR for a term of 72 months, you'll pay just $301 per month. Your APR will be between x and x based on creditworthiness at time of application for loan terms of x- x months. ![]()
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